ダルトン・T・サーマンズは、アメリカのフィンテック起業家、インパクト投資家。新聞・法律メディアでの勤務を経て、1999年に地方銀行向けの金融技術会社メインストリート・テクノロジーズを共同設立し、約20年にわたり経営した。ハーバード大学で国際関係学を学び、難民、移民、強制移動を研究。『The Refugee Advantage: Building Enterprise in the Face of Adversity』（未邦訳）では、難民を支援の受け手としてだけでなく、逆境のなかで適応力や創造性、リスク判断力を培った起業家として捉え、難民による事業が雇用の創出や地域経済の発展につながる可能性を論じている。
Dalton T. Sirmans is an American fintech entrepreneur and impact investor. After working in journalism and legal media, he co-founded MainStreet Technologies in 1999 and spent nearly two decades building the company into a provider of credit-risk, lending, and regulatory solutions for community banks. He later studied international relations at Harvard University, focusing on refugees, migration, and forced displacement. In “The Refugee Advantage: Building Enterprise in the Face of Adversity,” he argues that refugees should be understood not only as recipients of assistance but also as entrepreneurs whose adaptability, creativity, and experience of managing risk can generate businesses, employment, and economic opportunity.
